If you have ever gone out in Conshohocken but did not want to drive, you may have used a ride-share company such as Uber or Lyft. These companies operate through smartphone apps and hook those in need of a ride up with local drivers who are available. While these companies are widely used, there may be some question as to who is liable in the event an accident occurs. If you are injured as a passenger, it is important to know whose coverage will cover your medical bills and any lost wages if you are unable to work.
If a person chooses to become a driver for a ride-sharing company, it is assumed that he or she has their own motor vehicle insurance policy. According to Money Magazine, commercial policies may be available to ride-share drivers in some areas, although they can be quite expensive compared to personal coverage.