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Four steps to take to avoid trucking accidents in Pennsylvania

Encountering large trucks on the roads in the Philadelphia area is a daily occurrence for motorists and commuters alike. Unfortunately, crashes with these large commercial vehicles also commonly occur, which can result in serious injuries and fatalities, due to the large size and weight of the vehicles involved. According to statistics from the Federal Motor Carrier Safety Administration, there were over 77,000 large trucks involved in collisions causing injury and more than 3,800 collisions causing death during 2012 alone. Fortunately, if motorists take certain precautions, the threat of a collision with a large truck can be minimized.

Stay free of distractions

One of the most effective ways that motorists can avoid being involved in a truck accident is to avoid distractions while driving. This can be done by refraining from sending or reading text messages, using cellphones, and talking with others in the vehicle while driving. By keeping their eyes on the road and both hands on the wheel, motorists can be as ready as possible to react to anything unexpected on the road ahead.

Who pays for injuries following a Pennsylvania car accident?

If you have been in a car accident, the injuries you sustained may require medical treatment or surgery. Additionally, you may suffer other losses, such as loss of wages or pain and suffering. Since these losses can be substantial, you may wonder whose insurance pays for it. In Pennsylvania, the answer to the question depends largely on the type of auto insurance you are carrying.

Pennsylvania is one of the few states that are "choice no-fault." This means that residents may choose between traditional fault coverage and no-fault coverage. Although both kinds of insurance pay for certain losses, the type of coverage you elect can substantially affect your ability to recover your losses following a car accident.

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